Portfolio Dashboard

Brian Lavelle · Updated 19 Mar 2026, 14:15 · Source: Stocks.xlsx

ISA £86,532 (+£18,802) Standard £6,583 (-£90)

Portfolio Value

£93,116

Cash invested: £86,052

-£21,306 vs yesterday (-18.72%)

True Return on Cash

£7,063

+8.21% on actual money in

Total in the Red

-£602

28 positions underwater

+£121 vs yesterday

Win / Loss · Holdings

28 / 21

57% win rate across 49 positions

Currency Exposure

Dollar£49,899 53.6%

Pound£42,457 45.6%

CAN Dollar£747 0.8%

Euro£12 0.0%

Account Comparison

	ISA	Standard
Value	£86,532	£6,583
Invested	£67,731	£6,673
P/L	£18,802	-£90
Return	+27.8%	-1.3%

ETF Breakdown

Stock Sector Exposure (stocks only, ETFs & Potentials excluded)

Pie Allocation

Pie Returns

Rebalancing Actions

Diversification ETFBUY

Current: 10.8%Target: 15.0%Drift: -28.0%

Significantly underweight (-28.0%). Prioritise in next contribution — £3,912 short of target.

ETFADD

Current: 36.2%Target: 44.5%Drift: -18.7%

Moderately underweight (-18.7%). Consider adding in next top-up — £7,737 short.

Healthcare ETFON TRACK

Current: 6.5%Target: 6.0%Drift: +7.8%

Within target range (+7.8%). No action needed.

Healthcare StocksMONITOR

Current: 3.5%Target: 3.0%Drift: +16.9%

Slightly overweight (+16.9%). Watch but no action needed yet.

Diversification StocksTRIM

Current: 13.2%Target: 11.0%Drift: +20.4%

Overweight by +20.4%. Consider trimming or pausing new contributions to this pie.

InvestmentsTRIM

Current: 12.8%Target: 10.0%Drift: +28.1%

Overweight by +28.1%. Consider trimming or pausing new contributions to this pie.

PotentialsTRIM

Current: 0.7%Target: 0.5%Drift: +45.3%

Overweight by +45.3%. Consider trimming or pausing new contributions to this pie.

Single InvestmentTRIM

Current: 16.3%Target: 10.0%Drift: +62.6%

Overweight by +62.6%. Consider trimming or pausing new contributions to this pie.

Pie Distribution vs Targets

Pie	Value	Target %	Current %	Return	P/L	Relative Drift
ETF	£33,700	44.5%	36.2%	+23.4%	£6,390	-18.7%
Single Investment	£15,139	10.0%	16.3%	+86.8%	£7,036	+62.6%
Diversification Stocks	£12,327	11.0%	13.2%	+19.3%	£1,997	+20.4%
Investments	£11,932	10.0%	12.8%	+16.9%	£1,724	+28.1%
Diversification ETF	£10,055	15.0%	10.8%	+7.4%	£689	-28.0%
Healthcare ETF	£6,021	6.0%	6.5%	+7.0%	£393	+7.8%
Healthcare Stocks	£3,266	3.0%	3.5%	+18.8%	£517	+16.9%
Potentials	£677	0.5%	0.7%	-4.8%	-£34	+45.3%

Dividend Income

Trailing 12-Month Income

£200.14

≈ £16.68/month average

2026 Income To Date

£57.38

103 payments received all time

Portfolio Yield

0.21%

Based on trailing 12m ÷ portfolio value

Annualised Run Rate

£200.14

Trailing 12m annualised

Annual Dividend Growth

Ticker	Name	Total Received	Share of Income
O	Realty Income	£43.60	22%
MET	MetLife	£34.26	17%
VHYL	Vanguard FTSE All-World High Dividend Yield (Dist)	£20.14	10%
XOM	Exxon Mobil	£15.24	8%
DIS	Walt Disney	£14.92	7%
CAT	Caterpillar	£14.90	7%
PG	Procter & Gamble	£13.39	7%
NVDA	Nvidia	£9.71	5%
MRK	Merck & Co	£9.54	5%
NEE	NextEra Energy	£9.07	5%

Portfolio Commentary

🛡️ Risk LevelModerate–High

ETF core is 53%. Good balance, though individual stock concentration is notable.

⚡ NVDA Concentration16.3% of portfolio

NVDA is your single largest holding at £15,139. Target is 10%. Consider trimming at £20k.

📉 UnderweightDiversification ETF

Diversification ETF is -28.0% below target (£3,912 short). Prioritise in next contribution.

📈 Top Analyst UpsideMSFT +51.8%

Analysts see 51.8% upside in Microsoft to a target of £447.97.

🎯 Screened Stocks Upside+£12,510

Across 19 screened stocks, analysts see £12,510 additional upside (39.9% from current prices) if targets are met.

🏆 Win Rate57%

28 holdings in profit, 21 in the red across 49 positions.

Key Dates

Date	Event	Detail	Countdown
5 Apr 2026	🗓️ ISA Year End	Sell Standard LSE ETFs → buy £20k in ISA. NVDA trim to £15k.	17d away
1 Jun 2026	💰 £10k Lump Sum	Planned £10,000 lump sum into ISA. Deploy per rebalancing plan.	74d away
1 Sep 2026	💰 Q1 Quarterly	First £1,500 quarterly top-up into ISA (3 months after June lump sum).	166d away
1 Dec 2026	💰 Q2 Quarterly	Planned £1,500 quarterly top-up into ISA.	257d away
5 Apr 2027	🗓️ ISA Year End 2027	Next annual ISA allowance reset. Bed-and-ISA remaining Standard positions.	382d away

Contribution History

Total Deposited

£86,052

Since 18 Nov 2023

Years Investing

2.3

Portfolio growth: £7,063 (+8.2%)

Avg Annual Contribution

£37,414

Across all years

Growth on Contributions

£7,063

Market returns on top of deposits

Annual Contributions (ISA vs Standard)

Portfolio Growth Projection

Scenario	5 Years	10 Years	15 Years
Conservative (8% p.a.)	£204,191	£359,566	£591,049
Moderate (10% p.a.)	£222,684	£424,784	£757,300
Optimistic (12% p.a.)	£242,963	£503,050	£975,548

Assumes £250/month regular + one-off £10k (June 2026), then £1,500/quarter from Sep 2026 onwards. Starting from £93,116 current value. Not financial advice.

Projection Chart

Portfolio Value Over Time

Since Inception (2023-12-08)

+£89,093

+2586.0% total growth

Last 30 Days

£14,295

-13.4%

All-Time Peak

£116,675

2026-03-02

Starting Value

£3,445

2023-12-08

Total Portfolio Value

Pie Breakdown Over Time

Analyst Upside Tracker

Ticker	Company	Current Price	Analyst Target	Upside %	Current P/L	Upside to Target	Analysts	Rating
MSFT	Microsoft	£295.16	£447.97	+51.8%	-£204	£766	53	STRONG_BUY
NVDA	Nvidia	£135.91	£202.22	+48.8%	£7,036	£7,386	55	STRONG_BUY
META	Meta Platforms	£463.83	£650.63	+40.3%	£317	£726	60	STRONG_BUY
AMZN	Amazon	£158.11	£211.36	+33.7%	£194	£583	62	STRONG_BUY
LLY	Eli Lilly	£691.63	£911.08	+31.7%	£150	£502	29	BUY
DIS	The Walt Disney Company	£74.90	£97.49	+30.2%	£3	£352	28	BUY
ATRL	AtkinsRealis Group	£92.46	£118.27	+27.9%	-£3	£209	15	BUY
GOOGL	Alphabet	£231.80	£283.84	+22.4%	£1,213	£580	56	STRONG_BUY
JPM	JP Morgan	£216.77	£259.75	+19.8%	-£101	£260	23	BUY
AAPL	Apple	£188.30	£222.57	+18.2%	-£69	£280	41	BUY
PG	Procter & Gamble	£110.53	£126.57	+14.5%	-£16	£207	22	BUY
MRK	Merck & Co	£86.26	£96.26	+11.6%	£367	£195	27	BUY
BRK.B	Berkshire Hathaway	£364.99	£394.01	+8.0%	-£13	£76	3	BUY
O	Realty Income	£47.49	£51.12	+7.6%	£71	£58	20	HOLD
TSLA	Tesla	£295.91	£317.63	+7.3%	£270	£120	41	BUY
CAT	Caterpillar	£522.55	£554.64	+6.1%	£1,305	£197	26	BUY
LMT	Lockheed Martin	£483.87	£499.64	+3.3%	£138	£31	19	HOLD
NEE	NextEra Energy	£68.53	£70.65	+3.1%	£172	£44	22	BUY
XOM	Exxon Mobil	£118.72	£114.07	-3.9%	£444	-£61	24	BUY
Total (19 stocks) Source: Yahoo Finance (fetched 2026-03-19)						+£12,510

Top 20 Holdings

Ticker	Name	Sector	Value	Weight	P/L	Return
VWRP	Allworld ETF	ETF	£21,837	23.4%	£4,858	+28.6%
NVDA	Nvidia	Semiconductors	£15,139	16.3%	£7,036	+86.8%
VUAG	S&P 500 ETF	ETF	£10,528	11.3%	£1,537	+17.1%
IUHC	S&P 500 Healthcare ETF	ETF	£3,778	4.1%	£269	+7.7%
CAT	Caterpillar	Machinery & Components	£3,209	3.5%	£1,305	+68.5%
GOOGL	Alphabet	Software & IT Services	£2,582	2.8%	£1,213	+88.6%
IGLN	Gold ETF	ETF	£2,101	2.3%	£247	+13.3%
VFEG	Emerging Markets ETF	ETF	£1,988	2.1%	£173	+9.6%
META	Meta Platforms	Software & IT Services	£1,803	1.9%	£317	+21.3%
WHCA	World Healthcare ETF	ETF	£1,755	1.9%	£104	+6.3%
AMZN	Amazon	Diversified Retail	£1,731	1.9%	£194	+12.7%
MRK	Merck & Co	Pharmaceuticals	£1,684	1.8%	£367	+27.9%
TSLA	Tesla	Automobiles & Auto Parts	£1,629	1.8%	£270	+19.9%
LLY	Eli Lilly	Pharmaceuticals	£1,582	1.7%	£150	+10.4%
XOM	Exxon Mobil	Oil & Gas	£1,557	1.7%	£444	+39.8%
AAPL	Apple	Computers & Phones	£1,540	1.6%	-£69	-4.3%
MSFT	Microsoft	Software & IT Services	£1,479	1.6%	-£204	-12.1%
INFR	Global Infrastructure ETF	ETF	£1,479	1.6%	£121	+8.9%
PG	Procter & Gamble	Consumer Defensive	£1,424	1.5%	-£16	-1.1%
NEE	NextEra Energy	Electrical Utilities	£1,422	1.5%	£172	+13.8%

Bottom 10 Holdings (excluding Potentials pie)

Ticker	Name	Sector	Pie	Value	P/L	Return
MSFT	Microsoft	Software & IT Services	Investments	£1,479	-£204	-12.1%
JPM	JP Morgan	Banking Services	Diversification Stocks	£1,312	-£101	-7.2%
AAPL	Apple	Computers & Phones	Investments	£1,540	-£69	-4.3%
WLDS	Small Cap ETF	ETF	Diversification ETF	£693	-£17	-2.4%
BRK.B	Berkshire Hathaway	Consumer Goods	Diversification Stocks	£956	-£13	-1.3%
PG	Procter & Gamble	Consumer Defensive	Diversification Stocks	£1,424	-£16	-1.1%
ATRL	AtkinsRealis Group	Construction & Engineering	Diversification Stocks	£747	-£3	-0.4%
VEUA	Developed Europe ETF	ETF	ETF	£1,334	-£5	-0.3%
DIS	The Walt Disney Company	Media & Publishing	Investments	£1,166	£3	+0.2%
VAGU	Global Aggregate Bond ETF	ETF	Diversification ETF	£1,105	£5	+0.4%