| ISA | Standard | EL ISA | |
|---|---|---|---|
| Value | £85,049 | £6,480 | £19,925 |
| Invested | £67,731 | £6,673 | £19,991 |
| P/L | £17,318 | -£193 | -£66 |
| Return | +25.6% | -2.9% | -0.3% |
Within target range (-8.7%). No action needed.
Within target range (-1.3%). No action needed.
Within target range (+0.7%). No action needed.
Within target range (+2.3%). No action needed.
Within target range (+2.7%). No action needed.
Within target range (+4.8%). No action needed.
Slightly overweight (+16.1%). Watch but no action needed yet.
Overweight by +30.9%. Consider trimming or pausing new contributions to this pie.
| Pie | Value | Target % | Current % | Return | P/L | Relative Drift |
|---|---|---|---|---|---|---|
| ETF | £45,290 | 44.5% | 40.6% | +15.2% | £5,981 | -8.7% |
| Diversification ETF | £16,840 | 15.0% | 15.1% | +3.0% | £482 | +0.7% |
| Single Investment | £14,595 | 10.0% | 13.1% | +80.1% | £6,493 | +30.9% |
| Diversification Stocks | £12,537 | 11.0% | 11.2% | +19.1% | £2,006 | +2.3% |
| Investments | £11,444 | 10.0% | 10.3% | +12.1% | £1,237 | +2.7% |
| Healthcare ETF | £6,599 | 6.0% | 5.9% | +6.0% | £370 | -1.3% |
| Healthcare Stocks | £3,503 | 3.0% | 3.1% | +18.8% | £554 | +4.8% |
| Potentials | £647 | 0.5% | 0.6% | -9.0% | -£64 | +16.1% |
| Ticker | Name | Total Received | Share of Income |
|---|---|---|---|
| O | Realty Income | £43.60 | 22% |
| MET | MetLife | £34.26 | 17% |
| VHYL | Vanguard FTSE All-World High Dividend Yield (Dist) | £20.14 | 10% |
| XOM | Exxon Mobil | £15.24 | 8% |
| DIS | Walt Disney | £14.92 | 7% |
| CAT | Caterpillar | £14.90 | 7% |
| PG | Procter & Gamble | £13.39 | 7% |
| NVDA | Nvidia | £9.71 | 5% |
| MRK | Merck & Co | £9.54 | 5% |
| NEE | NextEra Energy | £9.07 | 5% |
ETF core is only 1%. Portfolio is heavily stock-weighted — review diversification.
NVDA slightly above 10% target at £14,595. Monitoring recommended.
Single Investment is +30.9% above target. Consider pausing new contributions here.
Analysts see 59.4% upside in Microsoft Corporation to a target of £442.88.
Across 19 screened stocks, analysts see £8,129 additional upside (50.6% from current prices) if targets are met.
24 holdings in profit, 25 in the red across 49 positions.
| Date | Event | Detail | Countdown |
|---|---|---|---|
| 5 Apr 2026 | 🗓️ ISA Year End | Sell Standard LSE ETFs → buy £20k in ISA. NVDA trim to £15k. | 10d away |
| 1 Jun 2026 | 💰 Q1 Commission | Planned £10,000 lump sum into ISA from Q1 commission. Deploy per rebalancing plan. | 67d away |
| 1 Sep 2026 | 💰 Q2 Commission | First £1,500 quarterly top-up into ISA (3 months after June commission). | 159d away |
| 1 Dec 2026 | 💰 Q3 Commission | Planned £1,500 quarterly top-up into ISA. | 250d away |
| 5 Apr 2027 | 🗓️ ISA Year End 2027 | Next annual ISA allowance reset. Bed-and-ISA remaining Standard positions. | 375d away |
| Scenario | 5 Years | 10 Years | 15 Years |
|---|---|---|---|
| Conservative (8% p.a.) | £231,514 | £400,272 | £651,695 |
| Moderate (10% p.a.) | £252,858 | £474,429 | £838,981 |
| Optimistic (12% p.a.) | £276,280 | £563,576 | £1,085,506 |
| Ticker | Company | Current Price | Analyst Target | Upside % | Current P/L | Upside to Target | Analysts | Rating |
|---|---|---|---|---|---|---|---|---|
| MSFT | Microsoft Corporation | £277.77 | £442.88 | +59.4% | £0 | £0 | 53 | STRONG_BUY |
| NVDA | Nvidia | £133.76 | £200.79 | +50.1% | £6,493 | £7,314 | 56 | STRONG_BUY |
| META | Meta Platforms, Inc. | £445.34 | £646.53 | +45.2% | £0 | £0 | 60 | STRONG_BUY |
| DIS | Walt Disney Company (The) | £71.83 | £96.87 | +34.9% | £0 | £0 | 28 | BUY |
| AMZN | Amazon.com, Inc. | £158.49 | £209.96 | +32.5% | £0 | £0 | 62 | STRONG_BUY |
| LLY | Eli Lilly and Company | £685.96 | £905.33 | +32.0% | £0 | £0 | 29 | BUY |
| GOOGL | Alphabet Inc. | £217.79 | £282.04 | +29.5% | £0 | £0 | 56 | STRONG_BUY |
| ATRL | ATKINSREALIS GROUP INC | £94.72 | £118.27 | +24.9% | £0 | £0 | 15 | BUY |
| AAPL | Apple | £189.12 | £221.08 | +16.9% | -£43 | £265 | 41 | BUY |
| PG | Procter & Gamble | £107.74 | £125.77 | +16.7% | -£55 | £237 | 22 | BUY |
| JPM | JP Morgan Chase & Co. | £221.16 | £256.64 | +16.1% | £0 | £0 | 23 | BUY |
| O | Realty Income | £44.96 | £50.79 | +13.0% | £35 | £94 | 20 | HOLD |
| BRK.B | Berkshire Hathaway | £356.48 | £391.53 | +9.8% | -£34 | £97 | 3 | BUY |
| TSLA | Tesla, Inc. | £288.93 | £315.37 | +9.2% | £0 | £0 | 41 | BUY |
| MRK | Merck & Company, Inc. | £89.36 | £95.85 | +7.3% | £0 | £0 | 27 | BUY |
| LMT | Lockheed Martin Corporation | £467.29 | £496.49 | +6.2% | £0 | £0 | 19 | HOLD |
| NEE | NextEra Energy | £68.24 | £70.34 | +3.1% | £174 | £44 | 22 | BUY |
| CAT | Caterpillar | £538.28 | £551.14 | +2.4% | £1,381 | £79 | 26 | BUY |
| XOM | Exxon Mobil Corporation | £122.22 | £115.88 | -5.2% | £0 | £0 | 24 | BUY |
| Total (19 stocks) Source: Yahoo Finance (fetched 2026-03-26) | +£8,129 | |||||||
| Ticker | Name | Sector | Value | Weight | P/L | Return |
|---|---|---|---|---|---|---|
| NVDA | Nvidia | Semiconductors | £14,595 | 58.4% | £6,493 | +80.1% |
| CAT | Caterpillar | Machinery & Components | £3,285 | 13.1% | £1,381 | +72.5% |
| AAPL | Apple | Computers & Phones | £1,566 | 6.3% | -£43 | -2.6% |
| NEE | NextEra Energy | Electrical Utilities | £1,436 | 5.7% | £174 | +13.8% |
| PG | Procter & Gamble | Consumer Defensive | £1,419 | 5.7% | -£55 | -3.7% |
| BRK.B | Berkshire Hathaway | Consumer Goods | £983 | 3.9% | -£34 | -3.3% |
| O | Realty Income | Residential & Commercial | £726 | 2.9% | £35 | +5.0% |
| HEAL | Healthcare Innovation ETF | ETF | £643 | 2.6% | £25 | +4.0% |
| COIN | Coinbase | Fintech | £62 | 0.2% | -£9 | -12.6% |
| 3UKL | Leverage FTSE100 | Leveraged | £50 | 0.2% | -£6 | -10.9% |
| 3TSM | Leverage Semiconductor | Leveraged | £49 | 0.2% | -£7 | -12.6% |
| QQQ3 | Leverage NASDAQ | Leveraged | £49 | 0.2% | -£7 | -13.1% |
| MARA | Mara Holdings | Fintech | £45 | 0.2% | £2 | +5.9% |
| RGTI | Rigetti Computing | Semiconductors | £36 | 0.1% | -£7 | -15.9% |
| HOOD | Robinhood Markets | Fintech | £26 | 0.1% | -£3 | -9.6% |
| NUCG | Uranium & Nuclear ETF | ETF | £13 | 0.1% | -£1 | -6.4% |
| CEBS | Copper Miners ETF | ETF | £13 | 0.1% | -£1 | -9.2% |
| Ticker | Name | Sector | Pie | Value | P/L | Return |
|---|---|---|---|---|---|---|
| PG | Procter & Gamble | Consumer Defensive | Diversification Stocks | £1,419 | -£55 | -3.7% |
| BRK.B | Berkshire Hathaway | Consumer Goods | Diversification Stocks | £983 | -£34 | -3.3% |
| AAPL | Apple | Computers & Phones | Investments | £1,566 | -£43 | -2.6% |
| HEAL | Healthcare Innovation ETF | ETF | Healthcare ETF | £643 | £25 | +4.0% |
| O | Realty Income | Residential & Commercial | Diversification Stocks | £726 | £35 | +5.0% |
| NEE | NextEra Energy | Electrical Utilities | Diversification Stocks | £1,436 | £174 | +13.8% |
| CAT | Caterpillar | Machinery & Components | Diversification Stocks | £3,285 | £1,381 | +72.5% |
| NVDA | Nvidia | Semiconductors | Single Investment | £14,595 | £6,493 | +80.1% |