Stark Suite · Wealth

Portfolio

BL // JARVIS — snapshot

Total Portfolio

£160,602

£119,202 invested

Total Return

+34.7%

+£41,400 profit

Win Rate

83%

39 winners · 8 losers

Largest Position

VWRP

28.5% · £45.8k

Accounts & ISA Allowance

ISA · Brian

£117,682

+29.6% · +£26,903

EL ISA · Emma

£40,677

+8.0% · +£2,997

Standard

£2,244

+4.3% · +£94

This tax year · ISA allowance used

Brian£20,000 / £20,000 · £0 left

Emma£17,726 / £20,000 · £2,274 left

JARVIS · Daily Assessment

Act

Healthcare ETF over target

Healthcare ETF pie is +26.5% vs its 4.5% target — £1,915 over band. Consider trimming.

Rebalance

Positive

Semiconductors leading

Strongest pie at +75.4% return since inception.

Conviction

Monitor

VWRP at 28.5% weight

Largest single position — still below your 15% single-name cap. Watch on further upside.

Risk

Monitor

Brian ISA fully used

£20,000 allowance maxed this year. Emma has £2,274 of headroom left to deploy.

Tax

Performance · Portfolio Value Over Time

Portfolio Value Dec 2023 → Jul 2026 · +£150.1k

Pie Allocation & Returns

Pie Allocation actual vs target

Core ETFs

£69.8k

43.5% actual · 44.0% target-1.2% drift

Diversification ETF

£21.7k

13.5% actual · 14.0% target-3.7% drift

Diversification Stocks

£20.7k

12.9% actual · 13.0% target-0.7% drift

Semiconductors

£19.1k

11.9% actual · 12.0% target-0.9% drift

Convictions

£11.8k

7.4% actual · 8.0% target-7.9% drift

Healthcare ETF

£9.1k

5.7% actual · 4.5% target+26.5% drift

Healthcare Stocks

£7.6k

4.7% actual · 4.5% target+5.2% drift

Potentials

£692

0.4% actual · 0.5% target-13.9% drift

Pie Returns by pie · since inception

Semiconductors

+75.4%

Healthcare Stocks

+25.8%

Convictions

+24.6%

Core ETFs

+24.1%

Healthcare ETF

+14.4%

Diversification Stocks

+11.7%

Diversification ETF

+4.7%

Potentials

+4.2%

Pie Breakdown

Pie	Value	Weight	Target	Return	Profit	Drift
Core ETFs	£69,840	43.5%	44.0%	+24.1%	+£13,560	-1.2%
Diversification ETF	£21,660	13.5%	14.0%	+4.7%	+£977	-3.7%
Diversification Stocks	£20,739	12.9%	13.0%	+11.7%	+£2,169	-0.7%
Semiconductors	£19,099	11.9%	12.0%	+75.4%	+£8,209	-0.9%
Convictions	£11,829	7.4%	8.0%	+24.6%	+£2,337	-7.9%
Healthcare ETF	£9,142	5.7%	4.5%	+14.4%	+£1,154	+26.5%
Healthcare Stocks	£7,600	4.7%	4.5%	+25.8%	+£1,559	+5.2%
Potentials	£692	0.4%	0.5%	+4.2%	+£28	-13.9%

Income & Dividends

Dividends this tax year

This Tax Year

£246.35

Allowance Left

£253.65

Income by year

Top 5 Dividend Payers all-time received

VHYL Vanguard FTSE All-Wor…

£73.85

O Realty Income

£55.12

MET MetLife

£34.26

NEE NextEra Energy

£25.63

NVDA Nvidia

£25.05

Currency Exposure

£ GBP · 54.1%

$ USD · 45.9%

Top Holdings & Analyst Upside

Top Holdings by value · 10 of 47

Position	Pie	Value	Return	Profit
VWRP Allworld ETF	Core ETFs	£45,776	+27.0%	+£9,738
NVDA Nvidia	Semiconductors	£14,504	+119.2%	+£7,888
VUAG S&P 500 ETF	Core ETFs	£13,842	+29.1%	+£3,118
VEUA Developed Europe ETF	Core ETFs	£10,222	+7.4%	+£705
IUHC S&P 500 Healthcare ETF	Healthcare ETF	£5,822	+15.2%	+£766
VFEG Emerging Markets ETF	Diversification ETF	£5,146	+10.5%	+£489
VHYL Allworld Dividend ETF	Diversification ETF	£4,608	+10.2%	+£428
IGLN Gold ETF	Diversification ETF	£3,752	-7.2%	-£292
LMT Lockheed Martin	Diversification Stocks	£3,715	-3.6%	-£138
VAGU Global Aggregate Bond ETF	Diversification ETF	£3,094	+0.0%	+£1

Analyst Upside consensus · top 10

Stock	Rating	Upside
NVDA 58 analysts	STRONG BUY	+42.8%
MSFT 55 analysts	STRONG BUY	+42.6%
DIS 30 analysts	STRONG BUY	+33.0%
AVGO 45 analysts	STRONG BUY	+32.4%
META 58 analysts	STRONG BUY	+31.7%
AMZN 62 analysts	STRONG BUY	+27.9%
GOOGL 53 analysts	STRONG BUY	+26.7%
TSM 18 analysts	STRONG BUY	+25.2%
LMT 19 analysts	HOLD	+17.9%
AMAT 35 analysts	STRONG BUY	+12.5%

JARVIS · Stark Suite — portfolio snapshot · generated 23 JUL 2026