Stark Suite · Wealth

Portfolio

BL // JARVIS — snapshot

Total Portfolio

£159,739

£119,202 invested

Total Return

+34.0%

+£40,537 profit

Win Rate

81%

38 winners · 9 losers

Largest Position

VWRP

28.4% · £45.3k

Accounts & ISA Allowance

ISA · Brian

£117,084

+29.0% · +£26,305

EL ISA · Emma

£40,446

+7.3% · +£2,765

Standard

£2,210

+2.8% · +£60

This tax year · ISA allowance used

Brian£20,000 / £20,000 · £0 left

Emma£17,726 / £20,000 · £2,274 left

JARVIS · Daily Assessment

Act

Healthcare ETF over target

Healthcare ETF pie is +28.6% vs its 4.5% target — £2,053 over band. Consider trimming.

Rebalance

Positive

Semiconductors leading

Strongest pie at +72.7% return since inception.

Conviction

Monitor

VWRP at 28.4% weight

Largest single position — still below your 15% single-name cap. Watch on further upside.

Risk

Monitor

Brian ISA fully used

£20,000 allowance maxed this year. Emma has £2,274 of headroom left to deploy.

Tax

Performance · Portfolio Value Over Time

Portfolio Value Dec 2023 → Jul 2026 · +£150.1k

Pie Allocation & Returns

Pie Allocation actual vs target

Core ETFs

£69.1k

43.2% actual · 44.0% target-1.7% drift

Diversification ETF

£21.5k

13.5% actual · 14.0% target-3.6% drift

Diversification Stocks

£21.2k

13.3% actual · 13.0% target+2.2% drift

Semiconductors

£18.8k

11.8% actual · 12.0% target-1.9% drift

Convictions

£11.4k

7.1% actual · 8.0% target-10.8% drift

Healthcare ETF

£9.2k

5.8% actual · 4.5% target+28.6% drift

Healthcare Stocks

£7.8k

4.9% actual · 4.5% target+8.0% drift

Potentials

£663

0.4% actual · 0.5% target-17.0% drift

Pie Returns by pie · since inception

Semiconductors

+72.7%

Healthcare Stocks

+28.5%

Core ETFs

+22.8%

Convictions

+20.0%

Healthcare ETF

+15.7%

Diversification Stocks

+14.3%

Diversification ETF

+4.2%

Potentials

-0.1%

Pie Breakdown

Pie	Value	Weight	Target	Return	Profit	Drift
Core ETFs	£69,090	43.2%	44.0%	+22.8%	+£12,810	-1.7%
Diversification ETF	£21,550	13.5%	14.0%	+4.2%	+£866	-3.6%
Diversification Stocks	£21,232	13.3%	13.0%	+14.3%	+£2,661	+2.2%
Semiconductors	£18,809	11.8%	12.0%	+72.7%	+£7,919	-1.9%
Convictions	£11,392	7.1%	8.0%	+20.0%	+£1,900	-10.8%
Healthcare ETF	£9,241	5.8%	4.5%	+15.7%	+£1,253	+28.6%
Healthcare Stocks	£7,762	4.9%	4.5%	+28.5%	+£1,721	+8.0%
Potentials	£663	0.4%	0.5%	-0.1%	-£1	-17.0%

Income & Dividends

Dividends this tax year

This Tax Year

£246.35

Allowance Left

£253.65

Income by year

Top 5 Dividend Payers all-time received

VHYL Vanguard FTSE All-Wor…

£73.85

O Realty Income

£55.12

MET MetLife

£34.26

NEE NextEra Energy

£25.63

NVDA Nvidia

£25.05

Currency Exposure

£ GBP · 54.0%

$ USD · 46.0%

Top Holdings & Analyst Upside

Top Holdings by value · 10 of 47

Position	Pie	Value	Return	Profit
VWRP Allworld ETF	Core ETFs	£45,296	+25.7%	+£9,257
NVDA Nvidia	Semiconductors	£14,235	+115.2%	+£7,620
VUAG S&P 500 ETF	Core ETFs	£13,692	+27.7%	+£2,968
VEUA Developed Europe ETF	Core ETFs	£10,102	+6.2%	+£585
IUHC S&P 500 Healthcare ETF	Healthcare ETF	£5,893	+16.6%	+£838
VFEG Emerging Markets ETF	Diversification ETF	£5,095	+9.4%	+£438
VHYL Allworld Dividend ETF	Diversification ETF	£4,601	+10.1%	+£422
LMT Lockheed Martin	Diversification Stocks	£4,140	+7.5%	+£287
IGLN Gold ETF	Diversification ETF	£3,671	-9.2%	-£373
VAGU Global Aggregate Bond ETF	Diversification ETF	£3,098	+0.2%	+£5

Analyst Upside consensus · top 10

Stock	Rating	Upside
MSFT 55 analysts	STRONG BUY	+45.9%
NVDA 58 analysts	STRONG BUY	+45.1%
DIS 30 analysts	STRONG BUY	+37.3%
GOOGL 53 analysts	STRONG BUY	+36.5%
META 58 analysts	STRONG BUY	+36.3%
AMZN 62 analysts	STRONG BUY	+34.0%
AVGO 45 analysts	STRONG BUY	+33.9%
TSM 18 analysts	STRONG BUY	+26.9%
PG 23 analysts	BUY	+11.3%
AMAT 35 analysts	STRONG BUY	+10.7%

JARVIS · Stark Suite — portfolio snapshot · generated 24 JUL 2026