Investment Portfolio · BL Suite
Portfolio ///
Total Portfolio
Total Invested
cash deposited
True Return
Win / Loss
In the Red
Currency
Rebalancing
Projections
Growth Scenarios
Key Dates
Top Holdings
Underperformers
Pie Detail
Returns by Pie
Total Analyst Upside
Stock Upside
Trailing 12-Month Income
Dividend Stats
Annual Growth
Dividend by Year
ISA Allowance
Portfolio Value Over Time
Pie Breakdown Over Time
Contributions
Annual Contributions

Portfolio Dashboard

Brian Lavelle · Updated 24 Mar 2026, 10:30 · Source: Stocks.xlsx
ISA £84,772  (+£17,041) Standard £6,406  (-£267) EL ISA £19,771  (-£221)

Portfolio Value

£110,949
Cash invested: £86,052
+£536 vs yesterday (+0.49%)

True Return on Cash

£24,896
+28.93% on actual money in

Total in the Red

-£1,040
52 positions underwater
+£0 vs yesterday

Win / Loss  ·  Holdings

22 / 27
45% win rate across 49 positions

Currency Exposure

Pound£58,969  53.2%
Dollar£51,185  46.1%
CAN Dollar£781  0.7%
Euro£13  0.0%

Account Comparison

ISA Standard
Value £84,772 £6,406
Invested £67,731 £6,673
P/L £17,041 -£267
Return +25.2% -4.0%

ETF Breakdown

Stock Sector Exposure (stocks only, ETFs & Potentials excluded)

Pie Allocation

Pie Returns

Rebalancing Actions
ETFON TRACK
Current: 40.7%Target: 44.5%Drift: -8.6%

Within target range (-8.6%). No action needed.

Healthcare ETFON TRACK
Current: 5.8%Target: 6.0%Drift: -2.5%

Within target range (-2.5%). No action needed.

Diversification ETFON TRACK
Current: 15.0%Target: 15.0%Drift: -0.0%

Within target range (-0.0%). No action needed.

Diversification StocksON TRACK
Current: 11.1%Target: 11.0%Drift: +1.3%

Within target range (+1.3%). No action needed.

Healthcare StocksON TRACK
Current: 3.1%Target: 3.0%Drift: +3.1%

Within target range (+3.1%). No action needed.

InvestmentsON TRACK
Current: 10.5%Target: 10.0%Drift: +4.9%

Within target range (+4.9%). No action needed.

PotentialsMONITOR
Current: 0.6%Target: 0.5%Drift: +18.7%

Slightly overweight (+18.7%). Watch but no action needed yet.

Single InvestmentTRIM
Current: 13.1%Target: 10.0%Drift: +31.4%

Overweight by +31.4%. Consider trimming or pausing new contributions to this pie.

Pie Distribution vs Targets
PieValueTarget %Current %ReturnP/LRelative Drift
ETF£45,14644.5%40.7%+14.8%£5,837
-8.6%
Diversification ETF£16,63615.0%15.0%+1.7%£278
-0.0%
Single Investment£14,58410.0%13.1%+80.0%£6,481
+31.4%
Diversification Stocks£12,36111.0%11.1%+17.4%£1,830
+1.3%
Investments£11,63910.0%10.5%+14.0%£1,432
+4.9%
Healthcare ETF£6,4926.0%5.8%+4.2%£263
-2.5%
Healthcare Stocks£3,4333.0%3.1%+16.4%£484
+3.1%
Potentials£6580.5%0.6%-7.3%-£52
+18.7%
Dividend Income

Trailing 12-Month Income

£200.14
≈ £16.68/month average

2026 Income To Date

£57.38
103 payments received all time

Portfolio Yield

0.18%
Based on trailing 12m ÷ portfolio value

Annualised Run Rate

£200.14
Trailing 12m annualised

Annual Dividend Growth

TickerNameTotal ReceivedShare of Income
ORealty Income£43.60
22%
METMetLife£34.26
17%
VHYLVanguard FTSE All-World High Dividend Yield (Dist)£20.14
10%
XOMExxon Mobil£15.24
8%
DISWalt Disney£14.92
7%
CATCaterpillar£14.90
7%
PGProcter & Gamble£13.39
7%
NVDANvidia£9.71
5%
MRKMerck & Co£9.54
5%
NEENextEra Energy£9.07
5%
Portfolio Commentary
🛡️ Risk LevelModerate

ETF core is 62% of the portfolio — well-diversified foundation with selective stock exposure.

⚡ NVDA13.1% of portfolio

NVDA slightly above 10% target at £14,583. Monitoring recommended.

📈 OverweightSingle Investment

Single Investment is +31.4% above target. Consider pausing new contributions here.

📈 Top Analyst UpsideMSFT +55.2%

Analysts see 55.2% upside in Microsoft to a target of £443.78.

🎯 Screened Stocks Upside+£13,154

Across 19 screened stocks, analysts see £13,154 additional upside (41.4% from current prices) if targets are met.

🏆 Win Rate45%

22 holdings in profit, 27 in the red across 49 positions.

Key Dates
DateEventDetailCountdown
5 Apr 2026🗓️ ISA Year EndSell Standard LSE ETFs → buy £20k in ISA. NVDA trim to £15k.12d away
1 Jun 2026💰 Q1 CommissionPlanned £10,000 lump sum into ISA from Q1 commission. Deploy per rebalancing plan.69d away
1 Sep 2026💰 Q2 CommissionFirst £1,500 quarterly top-up into ISA (3 months after June commission).161d away
1 Dec 2026💰 Q3 CommissionPlanned £1,500 quarterly top-up into ISA.252d away
5 Apr 2027🗓️ ISA Year End 2027Next annual ISA allowance reset. Bed-and-ISA remaining Standard positions.377d away
Contribution History

Total Deposited

£86,052
Since 18 Nov 2023

Years Investing

2.3
Portfolio growth: £24,896 (+28.9%)

Avg Annual Contribution

£37,414
Across all years

Growth on Contributions

£24,896
Market returns on top of deposits

Annual Contributions (ISA vs Standard)

Portfolio Growth Projection
Scenario 5 Years 10 Years 15 Years
Conservative (8% p.a.)£230,760£399,149£650,022
Moderate (10% p.a.)£252,025£473,059£836,727
Optimistic (12% p.a.)£275,360£561,906£1,082,471
Assumes £250/month regular + one-off £10k (June 2026), then £1,500/quarter from Sep 2026 onwards. Starting from £110,949 current value. Not financial advice.

Projection Chart

Portfolio Value Over Time

Since Inception (2023-12-08)

+£107,503
+3120.4% total growth

1-Day Change

+£536
+0.49%

All-Time Peak

£116,675
2026-03-02

Starting Value

£3,445
2023-12-08

Total Portfolio Value

Pie Breakdown Over Time

Analyst Upside Tracker
TickerCompanyCurrent PriceAnalyst Target Upside %Current P/LUpside to Target AnalystsRating
MSFTMicrosoft£285.84£443.78+55.2%-£252£79153STRONG_BUY
NVDANvidia£131.08£201.19+53.5%£6,481£7,80154STRONG_BUY
METAMeta Platforms£450.82£644.54+43.0%£265£75260STRONG_BUY
AMZNAmazon£156.83£209.32+33.5%£179£57462STRONG_BUY
LLYEli Lilly£679.56£902.56+32.8%£118£55629BUY
DISThe Walt Disney Company£73.10£96.58+32.1%-£27£36528BUY
ATRLAtkinsRealis Group£92.08£118.27+28.4%-£13£22215BUY
GOOGLAlphabet£225.43£281.18+24.7%£1,139£62056STRONG_BUY
JPMJP Morgan£216.37£255.86+18.2%-£105£24423BUY
AAPLApple£187.69£220.49+17.5%-£76£26841BUY
PGProcter & Gamble£107.46£125.38+16.7%-£58£23622BUY
ORealty Income£45.41£50.64+11.5%£37£8420HOLD
MRKMerck & Co£86.33£95.56+10.7%£366£18627BUY
TSLATesla£284.24£314.40+10.6%£204£16641BUY
BRK.BBerkshire Hathaway£358.22£390.33+9.0%-£32£883BUY
LMTLockheed Martin£459.92£494.97+7.6%£89£7019HOLD
CATCaterpillar£523.69£549.45+4.9%£1,306£15826BUY
NEENextEra Energy£67.34£70.13+4.1%£145£5822BUY
XOMExxon Mobil£120.25£113.72-5.4%£462-£8624BUY
Total (19 stocks) Source: Yahoo Finance (fetched 2026-03-24) +£13,154
Top 20 Holdings
TickerNameSectorValueWeightP/LReturn
VWRPAllworld ETFETF£29,31326.4%£4,534+18.3%
NVDANvidiaSemiconductors£14,58313.1%£6,481+80.0%
VUAGS&P 500 ETFETF£10,3809.4%£1,389+15.4%
VEUADeveloped Europe ETFETF£5,4534.9%-£86-1.5%
IUHCS&P 500 Healthcare ETFETF£4,1433.7%£184+4.6%
CATCaterpillarMachinery & Components£3,2102.9%£1,306+68.6%
VFEGEmerging Markets ETFETF£3,2032.9%£129+4.2%
VHYLAllworld Dividend ETFETF£3,0822.8%£63+2.1%
GOOGLAlphabetSoftware & IT Services£2,5092.3%£1,139+83.2%
IUSUS&P 500 Utilities ETFETF£2,4232.2%-£27-1.1%
VAGUGlobal Aggregate Bond ETFETF£2,3432.1%-£17-0.7%
IGLNGold ETFETF£2,3382.1%£73+3.2%
METAMeta PlatformsSoftware & IT Services£1,7511.6%£265+17.8%
MRKMerck & CoPharmaceuticals£1,7371.6%£366+26.7%
WHCAWorld Healthcare ETFETF£1,7231.6%£71+4.3%
AMZNAmazonDiversified Retail£1,7161.6%£179+11.6%
LLYEli LillyPharmaceuticals£1,6961.5%£118+7.5%
INFRGlobal Infrastructure ETFETF£1,6501.5%£82+5.3%
WLDSSmall Cap ETFETF£1,5951.4%-£25-1.5%
XOMExxon MobilOil & Gas£1,5751.4%£462+41.4%
Bottom 10 Holdings (excluding Potentials pie)
TickerNameSectorPieValueP/LReturn
MSFTMicrosoftSoftware & IT ServicesInvestments£1,431-£252-15.0%
JPMJP MorganBanking ServicesDiversification Stocks£1,338-£105-7.3%
AAPLAppleComputers & PhonesInvestments£1,533-£76-4.7%
PGProcter & GambleConsumer DefensiveDiversification Stocks£1,416-£58-3.9%
BRK.BBerkshire HathawayConsumer GoodsDiversification Stocks£984-£32-3.2%
DISThe Walt Disney CompanyMedia & PublishingInvestments£1,136-£27-2.3%
ATRLAtkinsRealis GroupConstruction & EngineeringDiversification Stocks£781-£13-1.6%
VEUADeveloped Europe ETFETFETF£5,453-£86-1.5%
WLDSSmall Cap ETFETFDiversification ETF£1,595-£25-1.5%
IUSUS&P 500 Utilities ETFETFDiversification ETF£2,423-£27-1.1%