Investment Portfolio · BL Suite
Portfolio ///
Total Portfolio
Total Invested
cash deposited
True Return
Win / Loss
In the Red
Currency
Rebalancing
Projections
Growth Scenarios
Key Dates
Top Holdings
Underperformers
Pie Detail
Returns by Pie
Total Analyst Upside
Stock Upside
Trailing 12-Month Income
Dividend Stats
Annual Growth
Dividend by Year
ISA Allowance
Portfolio Value Over Time
Pie Breakdown Over Time
Contributions
Annual Contributions

Portfolio Dashboard

Brian Lavelle · Updated 26 Mar 2026, 17:03 · Source: Stocks.xlsx
ISA £84,636  (+£16,905) Standard £6,455  (-£218) EL ISA £19,839  (-£152)

Portfolio Value

£110,930
Cash invested: £86,052
-£188 vs yesterday (-0.17%)

True Return on Cash

£24,878
+28.91% on actual money in

Total in the Red

-£1,048
47 positions underwater
-£92 vs yesterday

Win / Loss  ·  Holdings

24 / 25
49% win rate across 49 positions

Currency Exposure

Pound£58,984  53.2%
Dollar£51,166  46.1%
CAN Dollar£767  0.7%
Euro£13  0.0%

Account Comparison

ISA Standard EL ISA
Value £84,636 £6,455 £19,839
Invested £67,731 £6,673 £19,991
P/L £16,905 -£218 -£152
Return +25.0% -3.3% -0.8%

ETF Breakdown

Stock Sector Exposure (stocks only, ETFs & Potentials excluded)

Pie Allocation

Pie Returns

Rebalancing Actions
ETFON TRACK
Current: 40.6%Target: 44.5%Drift: -8.8%

Within target range (-8.8%). No action needed.

Healthcare ETFON TRACK
Current: 6.0%Target: 6.0%Drift: -0.8%

Within target range (-0.8%). No action needed.

Diversification ETFON TRACK
Current: 15.1%Target: 15.0%Drift: +0.8%

Within target range (+0.8%). No action needed.

InvestmentsON TRACK
Current: 10.2%Target: 10.0%Drift: +2.3%

Within target range (+2.3%). No action needed.

Diversification StocksON TRACK
Current: 11.3%Target: 11.0%Drift: +2.4%

Within target range (+2.4%). No action needed.

Healthcare StocksON TRACK
Current: 3.2%Target: 3.0%Drift: +5.6%

Within target range (+5.6%). No action needed.

PotentialsMONITOR
Current: 0.6%Target: 0.5%Drift: +13.7%

Slightly overweight (+13.7%). Watch but no action needed yet.

Single InvestmentTRIM
Current: 13.1%Target: 10.0%Drift: +31.0%

Overweight by +31.0%. Consider trimming or pausing new contributions to this pie.

Pie Distribution vs Targets
PieValueTarget %Current %ReturnP/LRelative Drift
ETF£45,02844.5%40.6%+14.6%£5,719
-8.8%
Diversification ETF£16,77615.0%15.1%+2.6%£419
+0.8%
Single Investment£14,53510.0%13.1%+79.4%£6,432
+31.0%
Diversification Stocks£12,49611.0%11.3%+18.7%£1,966
+2.4%
Investments£11,34610.0%10.2%+11.2%£1,138
+2.3%
Healthcare ETF£6,6066.0%6.0%+6.1%£378
-0.8%
Healthcare Stocks£3,5133.0%3.2%+19.1%£564
+5.6%
Potentials£6300.5%0.6%-11.3%-£80
+13.7%
Dividend Income

Trailing 12-Month Income

£199.51
≈ £16.63/month average

2026 Income To Date

£57.38
103 payments received all time

Portfolio Yield

0.18%
Based on trailing 12m ÷ portfolio value

Annualised Run Rate

£199.51
Trailing 12m annualised

Annual Dividend Growth

TickerNameTotal ReceivedShare of Income
ORealty Income£43.60
22%
METMetLife£34.26
17%
VHYLVanguard FTSE All-World High Dividend Yield (Dist)£20.14
10%
XOMExxon Mobil£15.24
8%
DISWalt Disney£14.92
7%
CATCaterpillar£14.90
7%
PGProcter & Gamble£13.39
7%
NVDANvidia£9.71
5%
MRKMerck & Co£9.54
5%
NEENextEra Energy£9.07
5%
Portfolio Commentary
🛡️ Risk LevelModerate

ETF core is 62% of the portfolio — well-diversified foundation with selective stock exposure.

⚡ NVDA13.1% of portfolio

NVDA slightly above 10% target at £14,535. Monitoring recommended.

📈 OverweightSingle Investment

Single Investment is +31.0% above target. Consider pausing new contributions here.

📈 Top Analyst UpsideMSFT +59.4%

Analysts see 59.4% upside in Microsoft to a target of £442.88.

🎯 Screened Stocks Upside+£12,502

Across 19 screened stocks, analysts see £12,502 additional upside (39.3% from current prices) if targets are met.

🏆 Win Rate49%

24 holdings in profit, 25 in the red across 49 positions.

Key Dates
DateEventDetailCountdown
5 Apr 2026🗓️ ISA Year EndSell Standard LSE ETFs → buy £20k in ISA. NVDA trim to £15k.10d away
1 Jun 2026💰 Q1 CommissionPlanned £10,000 lump sum into ISA from Q1 commission. Deploy per rebalancing plan.67d away
1 Sep 2026💰 Q2 CommissionFirst £1,500 quarterly top-up into ISA (3 months after June commission).159d away
1 Dec 2026💰 Q3 CommissionPlanned £1,500 quarterly top-up into ISA.250d away
5 Apr 2027🗓️ ISA Year End 2027Next annual ISA allowance reset. Bed-and-ISA remaining Standard positions.375d away
Contribution History

Total Deposited

£86,052
Since 18 Nov 2023

Years Investing

2.4
Portfolio growth: £24,878 (+28.9%)

Avg Annual Contribution

£35,855
Across all years

Growth on Contributions

£24,878
Market returns on top of deposits

Annual Contributions (ISA vs Standard)

Portfolio Growth Projection
Scenario 5 Years 10 Years 15 Years
Conservative (8% p.a.)£230,733£399,108£649,962
Moderate (10% p.a.)£251,995£473,010£836,647
Optimistic (12% p.a.)£275,327£561,846£1,082,363
Assumes £250/month regular + one-off £10k (June 2026), then £1,500/quarter from Sep 2026 onwards. Starting from £110,930 current value. Not financial advice.

Projection Chart

Portfolio Value Over Time

Since Inception (2023-12-08)

+£107,485
+3119.9% total growth

1-Day Change

£188
-0.17%

All-Time Peak

£116,675
2026-03-02

Starting Value

£3,445
2023-12-08

Total Portfolio Value

Pie Breakdown Over Time

Analyst Upside Tracker
TickerCompanyCurrent PriceAnalyst Target Upside %Current P/LUpside to Target AnalystsRating
MSFTMicrosoft£277.77£442.88+59.4%-£299£82353STRONG_BUY
NVDANvidia£133.76£200.79+50.1%£6,432£7,28356STRONG_BUY
METAMeta Platforms£445.34£646.53+45.2%£127£72960STRONG_BUY
DISThe Walt Disney Company£71.83£96.87+34.9%-£52£38828BUY
AMZNAmazon£158.49£209.96+32.5%£190£56162STRONG_BUY
LLYEli Lilly£685.96£905.33+32.0%£122£54429BUY
GOOGLAlphabet£217.79£282.04+29.5%£1,005£70056STRONG_BUY
ATRLAtkinsRealis Group£94.72£118.27+24.9%-£27£19115BUY
AAPLApple£189.12£221.08+16.9%-£35£26641BUY
PGProcter & Gamble£107.74£125.77+16.7%-£54£23822BUY
JPMJP Morgan£221.16£256.64+16.1%-£84£21823BUY
ORealty Income£44.96£50.79+13.0%£39£9520HOLD
BRK.BBerkshire Hathaway£356.48£391.53+9.8%-£34£973BUY
TSLATesla£288.93£315.37+9.2%£202£14341BUY
MRKMerck & Co£89.36£95.85+7.3%£442£13227BUY
LMTLockheed Martin£467.29£496.49+6.2%£111£5919HOLD
NEENextEra Energy£68.24£70.34+3.1%£173£4422BUY
CATCaterpillar£538.28£551.14+2.4%£1,333£7726BUY
XOMExxon Mobil£122.22£115.88-5.2%£509-£8424BUY
Total (19 stocks) Source: Yahoo Finance (fetched 2026-03-26) +£12,502
Top 20 Holdings
TickerNameSectorValueWeightP/LReturn
VWRPAllworld ETFETF£29,20926.3%£4,430+17.9%
NVDANvidiaSemiconductors£14,53513.1%£6,432+79.4%
VUAGS&P 500 ETFETF£10,3359.3%£1,344+14.9%
VEUADeveloped Europe ETFETF£5,4844.9%-£55-1.0%
IUHCS&P 500 Healthcare ETFETF£4,2143.8%£255+6.5%
CATCaterpillarMachinery & Components£3,2372.9%£1,333+70.0%
VFEGEmerging Markets ETFETF£3,2172.9%£142+4.6%
VHYLAllworld Dividend ETFETF£3,1162.8%£96+3.2%
IUSUS&P 500 Utilities ETFETF£2,4602.2%£10+0.4%
GOOGLAlphabetSoftware & IT Services£2,3742.1%£1,005+73.4%
IGLNGold ETFETF£2,3602.1%£94+4.2%
VAGUGlobal Aggregate Bond ETFETF£2,3532.1%-£8-0.3%
MRKMerck & CoPharmaceuticals£1,8131.6%£442+32.2%
WHCAWorld Healthcare ETFETF£1,7501.6%£99+6.0%
AMZNAmazonDiversified Retail£1,7271.6%£190+12.4%
LLYEli LillyPharmaceuticals£1,7001.5%£122+7.7%
INFRGlobal Infrastructure ETFETF£1,6661.5%£98+6.3%
XOMExxon MobilOil & Gas£1,6231.5%£509+45.7%
METAMeta PlatformsSoftware & IT Services£1,6131.4%£127+8.5%
WLDSSmall Cap ETFETF£1,6051.4%-£14-0.9%
Bottom 10 Holdings (excluding Potentials pie)
TickerNameSectorPieValueP/LReturn
MSFTMicrosoftSoftware & IT ServicesInvestments£1,385-£299-17.7%
JPMJP MorganBanking ServicesDiversification Stocks£1,359-£84-5.8%
DISThe Walt Disney CompanyMedia & PublishingInvestments£1,111-£52-4.4%
PGProcter & GambleConsumer DefensiveDiversification Stocks£1,420-£54-3.7%
ATRLAtkinsRealis GroupConstruction & EngineeringDiversification Stocks£767-£27-3.4%
BRK.BBerkshire HathawayBanking ServicesDiversification Stocks£982-£34-3.3%
AAPLAppleComputers & PhonesInvestments£1,574-£35-2.2%
VEUADeveloped Europe ETFETFETF£5,484-£55-1.0%
WLDSSmall Cap ETFETFDiversification ETF£1,605-£14-0.9%
VAGUGlobal Aggregate Bond ETFETFDiversification ETF£2,353-£8-0.3%