Portfolio Dashboard

Brian Lavelle · Updated 20 Mar 2026, 17:25 · Source: Stocks.xlsx

ISA £85,031 (+£17,300) Standard £6,497 (-£175) EL ISA £19,788 (-£204)

Portfolio Value

£111,316

Cash invested: £86,052

-£21,306 vs yesterday (-18.72%)

True Return on Cash

£25,264

+29.36% on actual money in

Total in the Red

-£988

44 positions underwater

+£121 vs yesterday

Win / Loss · Holdings

26 / 23

53% win rate across 49 positions

Currency Exposure

Pound£58,953 53.0%

Dollar£51,589 46.3%

CAN Dollar£762 0.7%

Euro£12 0.0%

Account Comparison

	ISA	Standard
Value	£85,031	£6,497
Invested	£67,731	£6,673
P/L	£17,300	-£175
Return	+25.5%	-2.6%

ETF Breakdown

Stock Sector Exposure (stocks only, ETFs & Potentials excluded)

Pie Allocation

Pie Returns

Rebalancing Actions

ETFON TRACK

Current: 40.5%Target: 44.5%Drift: -9.0%

Within target range (-9.0%). No action needed.

Healthcare ETFON TRACK

Current: 5.9%Target: 6.0%Drift: -1.8%

Within target range (-1.8%). No action needed.

Diversification ETFON TRACK

Current: 15.1%Target: 15.0%Drift: +0.7%

Within target range (+0.7%). No action needed.

Diversification StocksON TRACK

Current: 11.1%Target: 11.0%Drift: +1.3%

Within target range (+1.3%). No action needed.

Healthcare StocksON TRACK

Current: 3.1%Target: 3.0%Drift: +3.6%

Within target range (+3.6%). No action needed.

InvestmentsON TRACK

Current: 10.5%Target: 10.0%Drift: +4.6%

Within target range (+4.6%). No action needed.

PotentialsMONITOR

Current: 0.6%Target: 0.5%Drift: +17.7%

Slightly overweight (+17.7%). Watch but no action needed yet.

Single InvestmentTRIM

Current: 13.2%Target: 10.0%Drift: +32.0%

Overweight by +32.0%. Consider trimming or pausing new contributions to this pie.

Pie Distribution vs Targets

Pie	Value	Target %	Current %	Return	P/L	Relative Drift
ETF	£45,090	44.5%	40.5%	+14.7%	£5,781	-9.0%
Diversification ETF	£16,806	15.0%	15.1%	+2.7%	£448	+0.7%
Single Investment	£14,699	10.0%	13.2%	+81.4%	£6,597	+32.0%
Diversification Stocks	£12,399	11.0%	11.1%	+17.7%	£1,869	+1.3%
Investments	£11,645	10.0%	10.5%	+14.1%	£1,438	+4.6%
Healthcare ETF	£6,560	6.0%	5.9%	+5.3%	£332	-1.8%
Healthcare Stocks	£3,461	3.0%	3.1%	+17.4%	£512	+3.6%
Potentials	£655	0.5%	0.6%	-7.8%	-£56	+17.7%

Dividend Income

Trailing 12-Month Income

£200.14

≈ £16.68/month average

2026 Income To Date

£57.38

103 payments received all time

Portfolio Yield

0.18%

Based on trailing 12m ÷ portfolio value

Annualised Run Rate

£200.14

Trailing 12m annualised

Annual Dividend Growth

Ticker	Name	Total Received	Share of Income
O	Realty Income	£43.60	22%
MET	MetLife	£34.26	17%
VHYL	Vanguard FTSE All-World High Dividend Yield (Dist)	£20.14	10%
XOM	Exxon Mobil	£15.24	8%
DIS	Walt Disney	£14.92	7%
CAT	Caterpillar	£14.90	7%
PG	Procter & Gamble	£13.39	7%
NVDA	Nvidia	£9.71	5%
MRK	Merck & Co	£9.54	5%
NEE	NextEra Energy	£9.07	5%

Portfolio Commentary

🛡️ Risk LevelModerate

ETF core is 62% of the portfolio — well-diversified foundation with selective stock exposure.

⚡ NVDA13.2% of portfolio

NVDA slightly above 10% target at £14,699. Monitoring recommended.

📈 OverweightSingle Investment

Single Investment is +32.0% above target. Consider pausing new contributions here.

📈 Top Analyst UpsideMSFT +51.8%

Analysts see 51.8% upside in Microsoft to a target of £447.97.

🎯 Screened Stocks Upside+£12,279

Across 19 screened stocks, analysts see £12,279 additional upside (38.6% from current prices) if targets are met.

🏆 Win Rate53%

26 holdings in profit, 23 in the red across 49 positions.

Key Dates

Date	Event	Detail	Countdown
5 Apr 2026	🗓️ ISA Year End	Sell Standard LSE ETFs → buy £20k in ISA. NVDA trim to £15k.	16d away
1 Jun 2026	💰 £10k Lump Sum	Planned £10,000 lump sum into ISA. Deploy per rebalancing plan.	73d away
1 Sep 2026	💰 Q1 Quarterly	First £1,500 quarterly top-up into ISA (3 months after June lump sum).	165d away
1 Dec 2026	💰 Q2 Quarterly	Planned £1,500 quarterly top-up into ISA.	256d away
5 Apr 2027	🗓️ ISA Year End 2027	Next annual ISA allowance reset. Bed-and-ISA remaining Standard positions.	381d away

Contribution History

Total Deposited

£86,052

Since 18 Nov 2023

Years Investing

2.3

Portfolio growth: £25,264 (+29.4%)

Avg Annual Contribution

£37,414

Across all years

Growth on Contributions

£25,264

Market returns on top of deposits

Annual Contributions (ISA vs Standard)

Portfolio Growth Projection

Scenario	5 Years	10 Years	15 Years
Conservative (8% p.a.)	£231,307	£399,964	£651,236
Moderate (10% p.a.)	£252,629	£474,053	£838,363
Optimistic (12% p.a.)	£276,028	£563,118	£1,084,673

Assumes £250/month regular + one-off £10k (June 2026), then £1,500/quarter from Sep 2026 onwards. Starting from £111,316 current value. Not financial advice.

Projection Chart

Portfolio Value Over Time

Since Inception (2023-12-08)

+£89,093

+2586.0% total growth

Last 30 Days

£14,295

-13.4%

All-Time Peak

£116,675

2026-03-02

Starting Value

£3,445

2023-12-08

Total Portfolio Value

Pie Breakdown Over Time

Analyst Upside Tracker

Ticker	Company	Current Price	Analyst Target	Upside %	Current P/L	Upside to Target	Analysts	Rating
MSFT	Microsoft	£295.16	£447.97	+51.8%	-£239	£748	53	STRONG_BUY
NVDA	Nvidia	£135.91	£202.22	+48.8%	£6,597	£7,172	55	STRONG_BUY
META	Meta Platforms	£463.83	£650.63	+40.3%	£250	£699	60	STRONG_BUY
AMZN	Amazon	£158.11	£211.36	+33.7%	£166	£574	62	STRONG_BUY
LLY	Eli Lilly	£691.63	£911.08	+31.7%	£146	£547	29	BUY
DIS	The Walt Disney Company	£74.90	£97.49	+30.2%	£1	£351	28	BUY
ATRL	AtkinsRealis Group	£92.46	£118.27	+27.9%	-£32	£213	15	BUY
GOOGL	Alphabet	£231.80	£283.84	+22.4%	£1,150	£566	56	STRONG_BUY
JPM	JP Morgan	£216.77	£259.75	+19.8%	-£95	£267	23	BUY
AAPL	Apple	£188.30	£222.57	+18.2%	-£82	£278	41	BUY
PG	Procter & Gamble	£110.53	£126.57	+14.5%	-£36	£209	22	BUY
MRK	Merck & Co	£86.26	£96.26	+11.6%	£366	£202	27	BUY
BRK.B	Berkshire Hathaway	£364.99	£394.01	+8.0%	-£19	£79	3	BUY
O	Realty Income	£47.49	£51.12	+7.6%	£51	£57	20	HOLD
TSLA	Tesla	£295.91	£317.63	+7.3%	£192	£114	41	BUY
CAT	Caterpillar	£522.55	£554.64	+6.1%	£1,228	£192	26	BUY
LMT	Lockheed Martin	£483.87	£499.64	+3.3%	£114	£31	19	HOLD
NEE	NextEra Energy	£68.53	£70.65	+3.1%	£176	£45	22	BUY
XOM	Exxon Mobil	£118.72	£114.07	-3.9%	£481	-£62	24	BUY
Total (19 stocks) Source: Yahoo Finance (fetched 2026-03-19)						+£12,279

Top 20 Holdings

Ticker	Name	Sector	Value	Weight	P/L	Return
VWRP	Allworld ETF	ETF	£29,265	26.3%	£4,487	+18.1%
NVDA	Nvidia	Semiconductors	£14,699	13.2%	£6,597	+81.4%
VUAG	S&P 500 ETF	ETF	£10,396	9.3%	£1,404	+15.6%
VEUA	Developed Europe ETF	ETF	£5,429	4.9%	-£109	-2.0%
IUHC	S&P 500 Healthcare ETF	ETF	£4,192	3.8%	£233	+5.9%
VFEG	Emerging Markets ETF	ETF	£3,192	2.9%	£117	+3.8%
CAT	Caterpillar	Machinery & Components	£3,133	2.8%	£1,228	+64.5%
VHYL	Allworld Dividend ETF	ETF	£3,086	2.8%	£67	+2.2%
GOOGL	Alphabet	Software & IT Services	£2,519	2.3%	£1,150	+84.0%
IGLN	Gold ETF	ETF	£2,467	2.2%	£201	+8.9%
IUSU	S&P 500 Utilities ETF	ETF	£2,455	2.2%	£5	+0.2%
VAGU	Global Aggregate Bond ETF	ETF	£2,358	2.1%	-£3	-0.1%
MRK	Merck & Co	Pharmaceuticals	£1,737	1.6%	£366	+26.7%
WHCA	World Healthcare ETF	ETF	£1,737	1.6%	£86	+5.2%
META	Meta Platforms	Software & IT Services	£1,736	1.6%	£250	+16.8%
LLY	Eli Lilly	Pharmaceuticals	£1,724	1.6%	£146	+9.3%
AMZN	Amazon	Diversified Retail	£1,703	1.5%	£166	+10.8%
INFR	Global Infrastructure ETF	ETF	£1,665	1.5%	£97	+6.2%
XOM	Exxon Mobil	Oil & Gas	£1,594	1.4%	£481	+43.1%
WLDS	Small Cap ETF	ETF	£1,584	1.4%	-£36	-2.2%

Bottom 10 Holdings (excluding Potentials pie)

Ticker	Name	Sector	Pie	Value	P/L	Return
MSFT	Microsoft	Software & IT Services	Investments	£1,445	-£239	-14.2%
JPM	JP Morgan	Banking Services	Diversification Stocks	£1,347	-£95	-6.6%
AAPL	Apple	Computers & Phones	Investments	£1,527	-£82	-5.1%
ATRL	AtkinsRealis Group	Construction & Engineering	Diversification Stocks	£762	-£32	-4.1%
PG	Procter & Gamble	Consumer Defensive	Diversification Stocks	£1,438	-£36	-2.4%
WLDS	Small Cap ETF	ETF	Diversification ETF	£1,584	-£36	-2.2%
VEUA	Developed Europe ETF	ETF	ETF	£5,429	-£109	-2.0%
BRK.B	Berkshire Hathaway	Consumer Goods	Diversification Stocks	£998	-£19	-1.9%
VAGU	Global Aggregate Bond ETF	ETF	Diversification ETF	£2,358	-£3	-0.1%
DIS	The Walt Disney Company	Media & Publishing	Investments	£1,164	£1	+0.1%